Credit Officer

Carry out Customer Mobilization , aggressive marketing and outreach activities and be responsible for cross selling financial products offered by the company. In addition, acquaint customers with products, approval policies, and all terms and conditions of accessing loans from the company.
Assist clients in completion of loan applications, preparing loan analysis, recommendations, presenting the recommendations to the Credit Committee, and ensuring that all pre-disbursement conditions are fulfilled.
Appraise diligently and thoroughly all loan applications received from individuals or companies by;
Investigating and assessing the applicant’s background and in particular their character creditworthiness, and credit history as per records held by credit reference bureaus, bank statements etc
Checking and evaluating the particulars and financial projections of the repayment source.
Ensuring that all applications are evaluated and submitted to the Credit Committee promptly and not later than two days from the date of application.
Ensuring that security documentation is complete and duly perfected, properly executed, and realizable as guided by the company credit policy.
Carry out any other duties and assignments as may be directed by your supervisor from time to time